Transforming Budgeting Apps: From Budget Forecasting to Daily Balancing with Bountisphere

Welcome to the Bountisphere family! Our journey is more than a story of technology, but also a personal mission sparked by real struggles and real triumphs. Through our innovative personal finance management tool and user-centric design, we’re building a community where everyone can achieve their financial goals with confidence. 


Who are we?

We are passionate about you and you living the life you want with peace of mind. 

Here is our real origin story, from our Founder, and why we built Bountisphere:

In the fall of 2021, my retired mother-in-law had $30,000 in credit card debt and hundreds of dollars in overdraft fees and late fees. She had pensions and Social Security but even so was “money sick” with an unhealthy relationship with her finances.

I have lived in the San Francisco Bay area since 1995 and have managed to buy a house and even finance two households after my divorce, all on a modest salary. I had a simple method of forecasting my bills and payments and regularly balancing my checkbook, and it worked. I thought I could do this for my mother-in-law.

So, she let me. She was removed from her bad relationship with money and I was a detached third-party with her best interests in mind.

In 20 months, less than 2 years, I paid off all her credit card debt, raised her credit score from 430 to 730, and she qualified for a home loan and bought a house.

So we built Bountisphere to bring you this approach to paying off debt, saving more, and finding financial peace of mind. Be Bountiful!

Your finances, safe and secure

We use only the latest, most secure technology to ensure your personal data and information are absolutely safe.