Transforming How You Work With Budgets and Money: From Budget Forecasting to Daily Balancing with Bountisphere
Welcome to the Bountisphere family. Our journey goes beyond technology; it is rooted in personal experiences of overcoming financial challenges. With our innovative approach to personal finance management and user-centric design, we aim to create a community where everyone can confidently achieve their financial goals.


Our Origin Story
At Bountisphere, we are passionate about helping you live the life you want — with peace of mind.
Here is our real origin story from our Founder, Jon-David Hague, and why we built Bountisphere:
In the fall of 2021, my retired mother-in-law was struggling with $30,000 in credit card debt and hundreds of dollars in overdraft and late fees. Despite having pensions and Social Security, she was “money sick” — not just financially unstable, but weighed down emotionally by years of stress and feeling judged.
Having lived in the San Francisco Bay Area since 1995, I had managed to buy a house and support two households after my divorce, all on a modest salary. My simple method of forecasting bills, managing payments, and regularly balancing my checkbook had kept me afloat. I believed it could help her too — but only if she had someone by her side, without judgment.
With her permission, I stepped in as a detached third party — calm, steady, and always on her side. In just 20 months, we paid off all her credit card debt, raised her credit score from 430 to 730, and she qualified for a home loan and bought a house.
That experience shaped everything we built into Bountisphere — especially our AI Money Coach. It’s your own compassionate, judgment-free financial partner. The Money Coach is here to help you make sense of your finances, stay steady, and feel supported every step of the way.
We built Bountisphere to bring YOU this effective, human-centered approach to managing money — to help you pay off debt, save more, and feel financially confident. And we’re always listening to you — because your feedback shapes the future of Bountisphere.
Be Bountiful.
Bountisphere: Your Finances, Secure and in Your Control
We prioritize your safety by using the most advanced security technology to protect your personal data. With Bountisphere, your information is completely secure — we’re read-only, so no changes can be made to your accounts without you. Your finances, your control.