The Bountisphere Way:
3 Simple Rules to Follow

1. Automate Your Recurring Transactions: Use the Bountisphere Budget Plan (which we automatically create for you) to organize all your recurring bills and payments. Then go to your banks and set everything on autopay. All the items in your Bountisphere Budget Plan are both what you owe (your bills) and what you are owed (your income). Whether it's utilities and subscriptions to your rent or mortgage—if it’s a regular expense, what you owe, automate it. This ensures everything is paid on time and frees up your mental energy. Know exactly what’s coming out each month with one clear plan, so you’re always in control. Budgeting doesn't have to be hard with the right strategies.
   
   

2. Use One Credit Card and Stick to One Number: Simplify your spending by using just one credit card for discretionary expenses like groceries, dining out, and shopping. Set a spending limit—whether it’s $1,000, $2,000, or whatever fits your budget—and commit to staying under that number each month. By focusing on one card and one number, you’ll always know where you stand.
   
   

3. Keep an Eye on Your Running Balance: Make it a habit to check your running balance regularly. In Bountisphere, it's is a breeze. This ensures you never run out of money and keeps your budget on track. Adjust as needed, but with this habit, you’ll always have a clear picture of your financial future. Month after month, year after year, you’ll know exactly where you’re headed.
   
   

Why It Works

These three steps—automation, simplification, and consistent monitoring—give you clarity, control, and confidence. By automating fixed costs, managing variable spending with one card, and regularly reviewing your balance, you’ll reduce financial stress and stay in charge of your money.